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February 12th, 2015 at 4:00 pm

final walkthrough checklist

The final walkthrough is an exciting time for homebuyers. At this point, you’re close to becoming a homeowner. Don’t let the joy and prospect of owning a new home let you forget the importance of a final walkthrough. Be sure you’re taking a careful look around your property. During a final walkthrough you can determine if repairs have been completed and confirm that the property is in adequate condition. To help guide you through the final walkthrough, we’ve put together this checklist. Print it out and bring with when you’re ready to inspect your property.
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January 20th, 2015 at 10:00 am

Foreclosure

When it comes to getting a mortgage, your credit history has a lot to do with whether you will qualify and what type of interest rates you’ll get. If you’ve foreclosed on a house in the past, the challenges of getting a mortgage are increasingly difficult, although not impossible. Typically, to get a new home you’ll be required to wait somewhere between one and seven years.

Your lender will start the process by looking at your credit history, credit rating, and how long it’s been since your foreclosure. There is no official timeline for how long you have to wait; rather, the amount of time depends primarily on your financial state. The loan type you apply for will also make a difference. Some loans are more forgiving than others.
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January 13th, 2015 at 10:00 am

home buying

https://jessicalfoote.wordpress.com/2014/11/17/dont-be-a-baby-when-buying-a-house/

Author: Team Foote (Joshua & Jessica Foote)

Our baby had a well-check appointment last week, so the family and I were trying to guess how much she would weigh. She’s getting visibly bigger almost every day so, of course, we were all guessing a few pounds above her weight from her last appointment.

None of us (well … except for the 4-year-old who guessed she would weigh 3 pounds) predicted a lower weight because we know that healthy babies grow. Our newest addition seems to be a healthy baby so we expect her to continue getting bigger and stronger.
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December 30th, 2014 at 12:00 pm

Home search tool

Using mobile devices has become a part of our everyday life. Mobile has changed the way we communicate and altered our workflow. Having an easy way to access information means any time, day or night, consumers can be searching for a property. The ease and convenience of applications and mobile web browsing makes mobile the preferred method to search for listings.

What mobile means for consumers

For those looking to buy a home, mobile offers instant information. Searching for properties has never been easier than it is right now. A variety of apps and web services are available for mobile devices to help consumers narrow their search and find the home of their dreams. It’s so easy that consumers can begin actively searching without ever speaking to a real estate agent. Response times have also improved. When a homebuyer is ready to make an offer, responses are almost immediate thanks to improved communications.
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October 13th, 2014 at 10:00 am

California-Home

If you’re thinking about buying a home but feeling overwhelmed by the process, this list is for you! At Berkshire Hathaway HomeServices California Properties, we know the home-buying process can look daunting. But we’re here to help. Start by reading our outline below to help you find your perfect home.

  1. Determine feasibility and affordability. Before jumping into a mortgage or loan, check your credit. You can obtain a free credit report annually by visiting annualcreditreport.com. Check your report for errors. If you find any, dispute them before beginning the home-buying process. If your credit score is on the low side, see what you can do to remedy it before getting a loan. The higher your credit score, the better the loan you can apply for will be. Once you’ve squared away your credit, calculate how much you can afford. Factor in the money you’ll need for a down payment, closing costs and other fees. Work with a home-loan specialist to help you understand the costs involved with buying a home.
  2. Look for a lender and a real estate agent. When it comes to your lender and your agent, the best thing to do is shop around. Start with recommendations from friends, family and coworkers. Research companies through online reviews and the Better Business Bureau. After you’ve found the right lender, start the preapproval process. This is where your credit history comes into play in helping you get the best rates. Once the preapproval process is complete, begin your search for a real estate agent. Work with someone who understands your needs or specializes in the areas where you want to buy.
  3. Finding the home. While many homes are on the market, not all of them will meet your needs. Create a list of features your future residence must have. Consider a separate list of items you would like but aren’t a necessity. Share the list with your agent to help him/her find the best home for you. To find your perfect home, search online and look through open-house guides.
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