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August 5th, 2014 at 12:30 pm

Kitchen

No one said the home buying process was quick and easy. In fact, for most people it takes months from the time a buyer starts looking for a house until they actually close on the house. As you near closing there is no shortage of items on your to-do list – inspections, finalizing loans and setting an escrow closing date to name a few. However, you’re not done quite yet! You still need to complete your final walkthrough.

What is the final walkthrough?

The purpose of the final walkthrough is to make sure everything is as it should be for closing. This is the step where you make sure the seller has fixed anything that needs fixing, if you negotiated keeping the refrigerator, now is the time you ensure the refrigerator is there and no additional damage happened as a result of the seller moving out. Your real estate agent will coordinate your walkthrough about a week before closing and you can expect that it will take about 30-60 minutes to complete a full walkthrough.

Why does it matter?

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June 27th, 2014 at 8:37 pm

Home Sale

The road to buying a home looks a little different for each traveler that sets out on the journey. There is no one-size-fits-all solution or a map leading you from start to finish. However, with the right knowledge and the help of the right realtor, you can enter the market equipped with the tools required to make your big purchase with ease. Part of the preparation process is knowing what types of loans and/or programs you may qualify for. One specialty loan on the market is the VA loan.

What is a VA Loan

The VA loan program was created in 1944 in an effort to help service members, veterans and eligible surviving spouses become homeowners. The Department of Veterans Affairs does not lend money for the loans, rather it backs private lenders such as banks and mortgage companies.

Who Qualifies

  • Veterans (you’ve served 90 consecutive days during wartime or 181 days during peacetime)
  • Active-duty personnel (you’ve served 90 consecutive days during wartime or 181 days during peacetime)
  • Reservists/National Guard members (you have more than 6 years of service)
  • Eligible surviving spouses (for spouses of service members who’ve passed away in the line of duty or as a result of a service-related disability)

The Difference (more…)

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