February 26th, 2015 at 2:00 pm

Home appraisal process

Most buyers and sellers know a home appraisal is required as part of a real estate transaction. Not all of them realize, however, that the appraisal’s results pretty much run the show. The only exception is an all-cash deal.

An appraisal is an unbiased professional opinion of a home’s worth. In all 50 states, home appraisers are required by law to be licensed or certified. Each appraisal encompasses a variety of factors. Typical data for a single-family home include recent sale prices of similar properties nearby, amenities, square footage, number of bedrooms and bathrooms, floorplans, and condition of the property’s interior and exterior. Proximity to transportation and the community’s school district might even be factored in. Appraisers consider these and other information to determine the home’s fair-market value.


February 12th, 2015 at 4:00 pm

final walkthrough checklist

The final walkthrough is an exciting time for homebuyers. At this point, you’re close to becoming a homeowner. Don’t let the joy and prospect of owning a new home let you forget the importance of a final walkthrough. Be sure you’re taking a careful look around your property. During a final walkthrough you can determine if repairs have been completed and confirm that the property is in adequate condition. To help guide you through the final walkthrough, we’ve put together this checklist. Print it out and bring with when you’re ready to inspect your property.

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January 20th, 2015 at 10:00 am


When it comes to getting a mortgage, your credit history has a lot to do with whether you will qualify and what type of interest rates you’ll get. If you’ve foreclosed on a house in the past, the challenges of getting a mortgage are increasingly difficult, although not impossible. Typically, to get a new home you’ll be required to wait somewhere between one and seven years.

Your lender will start the process by looking at your credit history, credit rating, and how long it’s been since your foreclosure. There is no official timeline for how long you have to wait; rather, the amount of time depends primarily on your financial state. The loan type you apply for will also make a difference. Some loans are more forgiving than others.

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January 13th, 2015 at 10:00 am

home buying

Author: Team Foote (Joshua & Jessica Foote)

Our baby had a well-check appointment last week, so the family and I were trying to guess how much she would weigh. She’s getting visibly bigger almost every day so, of course, we were all guessing a few pounds above her weight from her last appointment.

None of us (well … except for the 4-year-old who guessed she would weigh 3 pounds) predicted a lower weight because we know that healthy babies grow. Our newest addition seems to be a healthy baby so we expect her to continue getting bigger and stronger.

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December 30th, 2014 at 12:00 pm

Home search tool

Using mobile devices has become a part of our everyday life. Mobile has changed the way we communicate and altered our workflow. Having an easy way to access information means any time, day or night, consumers can be searching for a property. The ease and convenience of applications and mobile web browsing makes mobile the preferred method to search for listings.

What mobile means for consumers

For those looking to buy a home, mobile offers instant information. Searching for properties has never been easier than it is right now. A variety of apps and web services are available for mobile devices to help consumers narrow their search and find the home of their dreams. It’s so easy that consumers can begin actively searching without ever speaking to a real estate agent. Response times have also improved. When a homebuyer is ready to make an offer, responses are almost immediate thanks to improved communications.

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