January 20th, 2015 at 10:00 am
When it comes to getting a mortgage, your credit history has a lot to do with whether you will qualify and what type of interest rates you’ll get. If you’ve foreclosed on a house in the past, the challenges of getting a mortgage are increasingly difficult, although not impossible. Typically, to get a new home you’ll be required to wait somewhere between one and seven years.
Your lender will start the process by looking at your credit history, credit rating, and how long it’s been since your foreclosure. There is no official timeline for how long you have to wait; rather, the amount of time depends primarily on your financial state. The loan type you apply for will also make a difference. Some loans are more forgiving than others.
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January 19th, 2015 at 4:00 pm
What:
Join the best of the best in California wine making at the 4th annual Winter Wine Classic in Santa Barbara. The event is presented by Fess Parker’s DoubleTree Resort. Guests are invited to taste nearly 100 classic California wines. Well-known inclusions are Bernardus, Charles Krug, Heitz Wine Cellars, Chateau St. Jean, and Peju. Gourmet food will also be available offered and paired by some of the region’s most notable chefs.
Where:
The Grand Ballroom at the Fess Parker Santa Barbara Hotel
633 East Cabrillo Boulevard
Santa Barbara, CA 93103
When:
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January 19th, 2015 at 2:00 pm
What:
Join expert horticulturists Tracy Wankner and Kimberly Sterling to learn how to create the most vibrant spring garden. The instructors will walk you through five design choices and how to complete each choice successfully. Attendees will receive handouts, step-by-step instructions, plant names, quantities needed, spacing required, soil preparation, and timing details.
Where:
Roger’s Gardens
2301 San Joaquin Hills Road
Corona Del Mar, CA 92625
When:
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January 19th, 2015 at 12:00 pm
What:
Country music sensation Travis Tritt brings his bluesy-Southern rock-infused sound to Thousand Oaks. First signed to Warner Bros. Records in 1989, Tritt released seven studio albums between 1989 and 1999. After that, he moved to Columbia Records and Category 5 Records. Tritt has several platinum records as well as chart-topping singles.
Where:
Thousand Oaks Civic Arts Plaza
2100 Thousand Oaks Blvd.
Thousand Oaks, CA 91362
When:
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January 16th, 2015 at 10:00 am
Kristin Elise Link, a third-generation La Jollan, has been named Rookie of the Year in our La Jolla office for having the highest sales volume of an agent new to the industry in her first 18 months.
“In Elise’s case it was 12 months, as two of her sales were listings in excess of more than $1 million each in La Jolla last year,” said Nicki Marcellino, Regional Vice President and Branch Manager.
“We are proud to have Elise as a member of our team. Her hard work and dedication to her clients and the community are not only a tribute to her success, but also contribute to the culture of the Berkshire Hathaway HomeServices California Properties La Jolla office.”
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